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First Florida Underwriters Insurance blog

A Guide To Help Florida Residents Research Boat Insurance

Based in Orange Park, FL, First Florida Underwriters Inc. offers the community multiple types of insurance coverage. For over 25 years, we have helped our clients find the policies they need to cover what matters most. We strive to offer excellent customer service.

Boat Insurance

Boating is a popular hobby in the Orange Park, FL community. While boating is a fun activity, it is also a significant investment. Operating a boat comes with a lot of responsibilities. In order to protect yourself against some of the risks associated with boating, consider the benefits of boat insurance. The policy allows you to have protection as you navigate around the water. You’ll be covered if your boat collides with another boat or object and damages occur. Comprehensive coverage covers your boat if it is stolen or vandalized. You’ll also be covered if your boat is damaged by a natural disaster, boat, or fire. Liability coverage is also important. You’ll be covered if you are involved in an accident and you are responsible for the damages that occur. If you have a lot of passengers on your boat, liability coverage will protect you if someone onboard gets hurt.

You can amend your policy to cover you during special situations. If you are having engine trouble, you can add emergency assistance to your policy. You can also amend your policy to cover you if your boat suffers an oil spill. If you have any valuable possessions onboard or plan to add some accessories to your boat, you can amend your policy to cover those special items if they are stolen.

As you are navigating your boat around Florida, your policy will likely include navigational limits. You’ll have to adhere to the guidelines in order to maintain coverage. If you operate your vehicle outside of the guidelines, you will not be covered if something happens.

First Florida Underwriters Inc. Will Help You Protect Your Investment  

To learn more about boat insurance, visit our website today.