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First Florida Underwriters Insurance blog

3 Things You Didn’t Know About Motorcycle Insurance

Owning a motorcycle is exciting. Any road can become an amazing adventure. You probably know that you need at least liability insurance to drive safely in most states. What you may not know, is that motorcycle insurance sometimes has some great perks. At First Florida Underwriters Inc serving Orange Park, FL, we love to help educate our clients and future clients on topics such as this. So, let’s take a look at 3 things you might not have known about motorcycle insurance. 

All Motorcycles Can Be Insured

If you have a specialty bike or a bike that has been customized, it can still be insured. These types of motorcycles often need a special policy to make sure the entire worth of the bike is insured. If you have a bike that falls under this category, you should speak one on one with an insurance representative to find out what kind of policy will work best for you. 

You Can Insure More Than Just The Bike

Many policies offer coverage beyond simply the bike. Protective gear is essential to safe riding and it is not cheap. In some cases, your protective gear can also be covered in your motorcycle insurance policy. 

Get Help Along The Way

Many insurance policies have add on coverage to help you out if you are traveling. Just like with your vehicle, there are coverages to help with trip interruption should you face a problem while traveling on your bike. These can often include towing, repair, while trip interruption coverage can sometimes pay other costs incurred by being stranded. 

If you would like to learn more about motorcycle insurance, please contact our friendly staff at First Florida Underwriters Inc serving Orange Park, FL.