Despite auto insurance being one of the most common types of insurance, there are still many myths and misconceptions about it. We’ll debunk some of the most common auto insurance myths in this post.

Myth: I don’t need auto insurance because I have a good driving record

This is one of the most common auto insurance myths. The fact is that everyone makes mistakes, and even if you have a perfect driving record, you could still get into an accident. Auto insurance will help protect you if you do get into an accident.

Myth: comprehensive and collision coverage are the same thing

While both types of coverage will help pay for damage to your vehicle, they are not the same. Comprehensive coverage will cover damage not caused by an accident, such as theft or weather damage. On the other hand, collision coverage will only cover damage that is caused by a collision, as the name suggests.

Myth: Color of my car affects the cost of auto insurance

This is another common myth. The color of your car does not affect your auto insurance cost. However, what does affect the cost of your insurance is things like your driving record and the make and model of your car, among others.

Myth: You only need the minimum amount of auto insurance

This is a myth that can end up being very costly. The minimum amount of auto insurance may not be enough to cover you in the event of an accident. It’s important to ensure you have enough coverage to protect yourself financially.

These are just a few of the most common auto insurance myths. Be sure to do your research and get informed about auto insurance before deciding on a policy in Orange Park, FL. First Florida Underwriters Inc is here to help. We are experts in auto insurance and can help you find the right policy for your needs. Contact us today for more information.