Skip to content
Click to Call
First Florida Underwriters

1700 Wells Road
Suite 17
Orange Park, FL 32073

Get Directions

Featured Insurance Blog

Insurance Blog

Take Along Checklist for New Motorcycle Buyers

Planning to purchase a motorcycle to explore the Orange Park, FL area? In your excitement, it’s easy to overlook important details. Take this short checklist along for the ride when you’re inspecting a possible buy. These tips are most helpful for those in the market for preowned motorcycles, whether from a licensed vendor or a private party.

  • Do some research to know what you want. Do an honest assessment of your physical condition, skill level, and preferences to narrow down your choices. Make a list of 3 to 4 models that might fit your needs.
  • Call the motorcycle insurance experts at First Florida Underwriters Inc before you shop. They can help you understand how your buying choices might affect your policy options.
  • Ask for pictures when communicating with online sellers. Inspect the photos for signs of damage like scratches, dents, or clearly broken parts. Request multiple angles and closeup shots. Sellers who refuse these requests could be trying to hide something.
  • The VIN number is an identifier that is linked to every official report related to that vehicle. Get the bike’s VIN number and use an online search site to find out if the motorcycle has been involved in any accidents, received recommended maintenance, or have changed ownership.
  • Inspect the motorcycle before attempting a test drive. Visually inspect:
    • wheels
    • tires
    • brakes
    • suspension
    • gauges
    • engine
    • exhaust
    • belt drives
    • chains
    • oil battery
    • handlebars
    • switches
    • cables
    • levers
    • fuel tank and lines
    • lights
    • charging system
  • Take the bike to a certified mechanic for a full inspection before purchasing.  An expert can help you understand potential maintenance or repair costs. This information can be helpful in price negotiations as well.

Once you’ve purchased the bike of your dreams, contact the agents at First Florida Underwriters Inc to complete the signup for your Orange Park, FL motorcycle insurance.

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!


  • AAA Insurance
  • Amelia Underwriters
  • American Collectors
  • American Traditions Insurance
  • Auto Owners
  • Ascendant
  • Bankers Insurance
  • Braishfield
  • Bristol West
  • Capitol Preferred Flood
  • Citizens FMAP
  • Classic Collectors
  • FAIA
  • Fidelity Flood
  • Florida Family
  • Foremost
  • Foremost Star
  • FUBA
  • Hagerty Insurance
  • Homeowners Choice
  • Hull & Co
  • IB Green
  • Infinity
  • Kemper
  • Mercury Homeowners
  • Metlife
  • National General
  • National Risk
  • Progressive
  • RLI
  • Safe Harbor
  • Slide Insurance
  • Southern Oak
  • Summit Consulting
  • Tapco
  • UID
  • Universal P&C
  • US Assure
  • Zurich Insurance