Skip to content
Click to Call
First Florida Underwriters

1700 Wells Road
Suite 17
Orange Park, FL 32073

Get Directions

Featured Insurance Blog

Insurance Blog

3 Facts You Need to Know About Commercial Insurance

Commercial insurance is simply the insurance used to protect businesses against losses resulting from damage to property or injury to employees. Property insurance, liability insurance, and worker’s compensation are some types of commercial insurance. Settling an insurance claim isn’t always a simple affair. There are some facts that you should know about your commercial insurance coverage.

1. Being Covered Has Different Definitions

Given that you have a Commercial General Liability Insurance cover, it will cover you, your business entity, and all your employees. In general, your staff is covered so long as an insured incident occurs during their company working time or while acting on behalf of the company. However, this may not always be the case, it always depends on the situation.

2. Purchase a Cover Based On Risk

The United States Small Business Administration encourages business owners to carry out their own risk analysis prior to buying an insurance cover. For instance, an Information Technology support firm with low physical customer interaction may require a very different insurance policy compared to a construction company that operates where there are many people. A risk analysis, which is also conducted by the insurance provider when settling a cover, may tell you the sort of insurance cover you should apply for.

First Florida Underwriters Inc in Orange Park, FL, is an insurance agency that can help you determine the commercial insurance cover you need. Call us today to get the best cover.

3. Yearly Review of Coverage Is Necessary

Yes, you have bought your commercial insurance cover, and you feel satisfied and safe, but do not forget to do a checkup. You should make it a habit to always review your company risks and coverage every year. Maybe you opened a new business premises, or added a new company vehicle. If something is not included in your insurance policy, then it is not covered. Keep your plan up to date to avoid trouble.

Ready to look into commercial insurance? Contact First Florida Underwriters Inc in Orange Park, FL to know the process.

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!

Testimonials

  • AAA Insurance
  • Amelia Underwriters
  • American Collectors
  • American Traditions Insurance
  • Auto Owners
  • Ascendant
  • Bankers Insurance
  • Braishfield
  • Bristol West
  • Capitol Preferred Flood
  • Citizens FMAP
  • Classic Collectors
  • FAIA
  • Fidelity Flood
  • Florida Family
  • Foremost
  • Foremost Star
  • FUBA
  • Hagerty Insurance
  • Homeowners Choice
  • Hull & Co
  • IB Green
  • Infinity
  • JIBNA
  • Kemper
  • Mercury Homeowners
  • Metlife
  • National General
  • National Risk
  • Progressive
  • RLI
  • Safe Harbor
  • Slide Insurance
  • Southern Oak
  • Summit Consulting
  • Tapco
  • UID
  • Universal P&C
  • US Assure
  • Zurich Insurance