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1700 Wells Road, Suite 17
Orange Park FL 32073

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First Florida Underwriters Insurance blog

What Types Of Roof Damage Are Normally Covered By Insurance?

The agents of First Florida Underwriters Inc work with the residents of Orange Park, FL to find the right homeowners policy that fits their needs. In Florida, there are additional types of coverage that may be beneficial. Hurricane and flood insurance are commonly sold due to the winds and rain that accompany strong storms. Strong winds and heavy rain can also cause extensive damage to a home’s roof and gutters.

Storm Damage

If a roof is in good condition, the strong winds that accompany hurricanes and tropical storm can loosen shingles or tiles. The stronger the winds, the more likely it is for damage to occur. In most cases, if a homeowner has hurricane insurance any damages caused by storms can be turned in by filing a claim. The damages will have to be assessed and estimates received on how much it will cost to make the necessary repairs.

General Wear and Tear

Part of the inspection will determine how much of the damage is the result of general wear and tear. If the roof is more than a few years old, broken or damaged shingles can compromise the integrity of the rood causing leaks inside your home. Yearly roof inspections and regular maintenance will reduce the impact of general wear and tear.

Residents who live in Orange Park, FL can always call the agents at First Florida Underwriters Inc if they have questions concerning their homeowners insurance and what types of roof damage it covers. Each agent is bonded and licensed with years of experience. Call and schedule an appointment today so you have all of the answers you need.