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First Florida Underwriters Insurance blog

3 Reasons Why Home Insurance Is So Important

Being a homeowner in Orange Park, FL means being responsible. Home insurance is required if you have a mortgage. Even if you have paid off your mortgage, it’s still important to hold a policy because of all of the benefits it offers. Understanding why you should have an insurance policy in place will make it easier to spend the money on an annual basis.

It Provides Financial Protection

A significant amount of financial protection can be in place when you have a home insurance policy. At First Florida Underwriters Inc, we work with homeowners in order to customize a policy for individual needs. This includes determining the amount of financial protection, liability, and more.

It Allows for Faster Repairs

If something were to happen, whether it’s a break-in, fire, or something else, you want to be able to file a claim with the insurance company. They will take care of the majority of expenses and you will only have to pay the deductible. Since you won’t have to spend the full amount for the repairs, you are able to schedule the repairs to be done faster.

It Prevents You From Being Homeless

Unfortunately, there have been plenty of instances where people have lost their homes because of fire, hurricanes, and more. They didn’t have home insurance in place because their home was completely paid for. Because of not being able to file an insurance claim, they were unable to recover from the situation and they found themselves homeless. You don’t want this to happen to you, which is why having a policy is so vital.

When you’re ready to shop for a home insurance policy in Orange Park, FL, contact First Florida Underwriters Inc today. One of our agents will help you with quotes and answering questions you might have.