Commercial Insurance in Florida
For business owners in Orange Park, FL, obtaining commercial insurance isn’t difficult. They can use an independent agency like First Florida Underwriters to compare insurance quotes online to maximize their savings and time. Of course, owners should familiarize themselves with the basic types of commercial insurance policies to adequately protect their business.
Florida Commercial Auto Insurance
Any business that involves vehicle use will require commercial auto insurance. A personal auto policy will not cover activity related to business use, regardless of whether it is a vehicle designated for business or personal use.
Florida Commercial General Liability Insurance (CGL)
Liability can cover a range of items in the business world. With a CGL, businesses can obtain protection in notable areas of liability insurance, such as personal injury, bodily injury, advertising injury, and property damage. The CGL policy type can take care of several insurance needs in one item.
Florida Commercial Property Insurance
Similar to a home insurance policy, the commercial property insurance policy protects the property of the business in question. Familiar coverage areas such as theft and fire can be found, which serve to protect the physical structure of the business. It is a must for any business that has a physical location.